Using this tool

Before you start, you'll need:
  • Total amount paid for health insurance for employees during the tax year
  • Total annual premium for the most expensive coverage for each tier (single, family, etc.)
  • Total annual premium for a proposed health plan
  • Your contribution to your employees' monthly premium

Watch a tutorial
Learn how to use the grandfathered plan decision tool and see some examples of what it means to be grandfathered or not grandfathered. View tutorial now.View Tutorial


Tax credit calculator

Are you a small business owner? Do you cover at least 50% of the cost of your employees' health benefits? Use our tax calculator to find out if you qualify for the small business tax credit.

Find out if your company health plan is a grandfathered health plan under the new health care reform rules.“If you like the plan you have, you can keep it.”

If you do keep your plan, it will be considered a "grandfathered health plan." As a grandfathered plan, you must still follow some health reform requirements. In addition, you are limited to how much you can increase cost-sharing within the plan.

What does it mean to be grandfathered?

Can you keep your plan? Use this tool to help you decide. You'll have to go through the tool for each health plan you offer.

Grandfathered Plan Decision Tool

This webpage provides a general overview of certain aspects of health care reform based on information currently available. It does not cover all of the requirements, and new information is released frequently. Information provided by Priority Health about health care reform should not be considered legal advice. [This is an educational tool only and the effect of reform may differ depending on your circumstances.]